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Alexandria Danilovitch
REALTOR®
Cell: (208) 841-9890
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Posts in category 'Personal Finance'

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October
22

Every October, the Social Security Administration (SSA) adjusts to Social Security programs to keep pace with inflation. These adjustments then go into effect the following January. The most significant of these annual changes are typically the Cost-of-Living-Adjustments (COLA), the annual tax caps and earning limit increases.

This article is intended as general education information only and is not meant to convey specific tax advice. To discuss your specific situation, speak with a with a qualified tax professional.

Cost of Living (COLA)

What is COLA? Since 1975, Social Security recipients have received Cost-of-Living-Adjustments (COLA) every year. The purpose of the COL...

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September
3

We all like money, and we all like freedom … so why are so few Americans financially free? Only 1 in 10 Americans are living their definition of financial freedom, according to a 2023 study, and for most, freedom simply means making ends meet without major stress or debt.

That's a problem we can fix. In our experience, the best way to create a financially secure culture is to live it, one person at a time. But you can only crack the code if you know where you're at right now.

Take the

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August
19

By: Danielle Antosz

If you own a home, you've probably heard the age-old advice to pay more on your mortgage so you can pay it off faster. But what happens when you don't have thousands extra to throw at your mortgage each month?

There's a really simple way to pay a little extra -- by making mortgage payments every two weeks. Don't worry, you're not doubling your costs! Instead, you pay half your mortgage payment each time. It's a great strategy for sticking to a budget since ma...

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July
1


Developing and maintaining a strong professional network can take you much further than a job offer. While many view a job the primary goal of networking, there are plenty of other equally important reasons to maintain and grow your network; even when you aren't in the market for a new job.

A good contact can be an invaluable resource. You never know what kind of challenges you will find yourself facing, and it's impossible to be an expert on everything. Knowing the right person to help solve an out-of-the-box problem at work could save your company big time. Why not rely on calling up an expert you've never met? Someone who knows you well is more likely to take time out of their schedule to help you and is less likely to give you the runaround.

Alo...

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June
4

With school letting out and sultry summer days ahead, it's time to start thinking vacation.

Because it's a supply-and-demand world, you'll likely be up against higher airfare, hotel costs and car rental rates. But here are some tips to help keep things affordable.

If by air …

If you plan to fly domestically, your best chance to score cheaper fares is by booking about 60 days in advance. For international travel, make it 90 days. This may also be the right time to cash in frequent-flier miles or companion fare coupons. Comparison websites such as Kayak, Skiplagged and 

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